Private bill tracker

Never miss a
bill, ever again.

Every subscription, utility, mortgage and insurance — calmly tracked, reminded and understood in one beautiful place.

Free to download No bank connection Face ID locked
Track My Bills home screen showing upcoming bills and monthly totals
How it works

On top of your bills in three steps

No spreadsheets, no bank logins. Add your bills once and let the app do the watching.

1

Add your bills

Pop in your rent, subscriptions, utilities and insurance — monthly, quarterly or annual. Add notes, provider links and custom categories with emoji.

2

Get smart reminders

Up to three reminders per bill — days ahead or on a custom schedule — delivered at the time you choose. Never get caught out again.

3

See where it goes

Monthly and annual totals, a category breakdown and AI insight cards reveal trends, anomalies and forecasts — so your money makes sense.

Features

Simple to use. Seriously smart.

Everything you need to stay ahead of every payment — and nothing you don't.

Private by design

No bank connection. No data harvesting. Your bills live on your device, locked behind Face ID or Touch ID. Completely yours.

Zero bank access

Smart reminders

Up to three alerts per bill with preset or custom lead times, delivered exactly when you want them. The due date never sneaks up on you.

Up to 3 per bill

AI spending insights

60+ intelligent rules surface trends, anomalies and forecasts — plus live Bank of England mortgage rates. Not just a list, real intelligence.

Live BoE base rate

Calendar view

See every bill due, month by month. Tap a date to open the bill instantly.

Income tracking

Log salary and variable income to see disposable income right on the calendar.

Live mortgage rate

Track your mortgage rate as it moves.

Face ID lock

Secure the whole app behind Face ID or Touch ID. Private the moment you close it.

Auto-mark paid

Opt in and monthly bills record themselves as paid once the due date passes.

Themes & currency

Light, dark and grey themes, multi-currency (GBP, USD, EUR & more) and flexible date formats.

Take control of your bills today.

Join the people who never get caught out by a due date. Download Track My Bills free on the App Store.